💡 Terms and Conditions

Last Updated: April 1, 2025

1.1 Purpose

These Terms and Conditions (“Terms”) govern your use of the Payday Fantasy Fantasy platform, operated by BetScoop Inc. dba Payday Fantasy (“Payday,” “we,” “us,” or “our”). They are a legally binding agreement between you and Payday.

1.2 Agreement

By accessing or using our platform—including browsing, registering an account, or participating in any gameplay—you confirm that you understand and agree to these Terms. If you do not agree, you may not access or use the platform.

1.3 Updates

We may change or update these Terms at any time, for any reason, without prior notice. Updated Terms become effective immediately upon being posted to the platform. Continued use after updates means you accept the revised Terms.
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2.1 Age/Residency Requirements

You must be at least 18 years old to use the platform. In some jurisdictions, the required minimum age may be higher based on local law. You are solely responsible for knowing and complying with any laws applicable to you.

2.2 Identity Verification

To participate, you must complete our Know Your Customer (KYC) verification process. This includes verifying your age, identity, and location using secure third-party services. If you fail or refuse verification, your access to the platform may be limited or denied.

2.3 Eligibility Criteria

To access and use our platform, you must meet the following requirements:

2.4 One Account Rule

Each individual is allowed only one account. Creating multiple accounts or accessing another user’s account is prohibited and may result in suspension, permanent ban, or forfeiture of funds.

2.5 Account Security

You are responsible for maintaining the confidentiality of your login credentials. Any actions taken through your account are your responsibility, whether or not you authorized them. Notify us immediately if you suspect unauthorized access.

3.1 Limited License

You are granted a limited, revocable, non-transferable, non-exclusive license to access and use our platform solely for your personal, non-commercial use, and in accordance with these Terms.

3.2 Restrictions

You agree not to:

Violations may result in suspension, permanent account ban, or legal action.

3.3 App Store Compliance

When using our mobile apps, you must also comply with the applicable app store’s terms (e.g., Apple App Store or Google Play Store). These third-party terms apply in addition to ours and may affect your rights and obligations.

4.1 Ownership & License

You retain ownership of any content you post, share, or transmit through the platform. However, by posting or submitting content, you grant us a worldwide, perpetual, royalty-free license to use, reproduce, publish, and distribute that content for purposes including moderation, promotion, and display.

4.2 Content Moderation

We may, but are not obligated to, monitor and moderate user content. We reserve the right to remove any content that we determine violates these Terms or our community guidelines, or that is otherwise inappropriate, without notice.

4.3 Copyright (DMCA Process)

If you believe your copyrighted content has been used on our platform without authorization, you may submit a DMCA notice. We will respond in accordance with the Digital Millennium Copyright Act, including by removing the reported content if appropriate.

5.1 Skill-Based Gameplay

All gameplay on Payday Fantasy is based on skill. Winning outcomes are determined by your ability to make accurate predictions, apply strategy, and interpret data. This includes, but is not limited to, real-world athletic performance, fantasy statistics, and other game formats designed around skill-based mechanics. Our offerings emphasize skill is the predominant factor in determining outcomes.

5.2 Entry Fees & Payments

To participate in gameplay, users must submit an entry fee in U.S. dollars using a supported and valid payment method. Your entry is not considered accepted or active until the payment is successfully processed and confirmed.

By submitting payment, you agree to the terms of the entry, including any applicable payout rules and scoring systems. We reserve the right to reject or void any entries where payment is declined, reversed, or disputed. All entry fees and deposits are final and non-refundable, except where explicitly stated in a specific promotion or confirmed platform error.

To fully activate your account and engage in real-money gameplay, you must complete a successful deposit where funds are received by Payday Fantasy. If a deposit is not completed or fails to process, all associated actions—including entries, wagers, or other gameplay—will be voided until verification is complete.

Payday reserves the right to void any placed bets, winnings, or account progress if:

All users must comply with identity and payment verification processes. Failure to do so may result in restricted account access, the voiding of pending actions or winnings, and potential account suspension.Payday is not responsible for any fees incurred due to failed deposits, user error, or non-compliance with payment or verification requirements.

5.3 Prize Distribution

Prizes are distributed only after all relevant entries have been fully graded and officially marked as final. This grading process includes the verification of official statistics, execution of scoring logic, and internal integrity checks to ensure fair and accurate results. If there is a delay due to pending data, technical complications, or the need for additional review, prize payouts will be processed as soon as the grading and settlement procedures are complete. No prizes will be paid out until all impacted entries are resolved. Payday reserves the right to withhold or void prize payouts in cases involving suspected fraud, gameplay violations, scoring anomalies, or unresolved disputes.

Payday Fantasy strives to provide accurate and timely statistical projections and odds. However, in the event of a material discrepancy between the projections or odds displayed on our platform and those available in the broader market at the time an entry was placed, Payday Fantasy reserves the right to void any affected entries. This includes discrepancies resulting from single or multiple data errors, regardless of whether the entry was placed before, during, or after the start of the event.

This policy applies uniformly to all users and will be enforced regardless of whether the discrepancy favored or disadvantaged any specific participant. Although we aim to notify affected users as promptly as possible, instant notice is not guaranteed, and users acknowledge that Payday Fantasy is not obligated to provide real-time alerts in such cases.Payday Fantasy reserves the right, at its sole discretion, to void or adjust picks in the following scenarios:

Picks may be voided at any time—before, during, or after the event—if any of the above conditions are met. In cases involving board errors, such as invalid match data, incorrect player listings, or odds malfunctions, Payday Fantasy retains full authority to correct, amend, or void any associated picks or entries. All decisions made by Payday Fantasy regarding board errors, pricing discrepancies, or disputed entries are final and binding. Users attempting to exploit errors, suspended plays, or incomplete data to gain an unfair advantage may be subject to account review, suspension, or permanent ban.

If funds are mistakenly credited to your account due to a technical malfunction, administrative error, or any other issue, you are required to notify Payday Fantasy immediately upon becoming aware of the error. Failure to report such incidents in a timely manner may result in account suspension, restriction, or termination.

Any funds erroneously credited to your account do not constitute winnings, bonuses, or promotional value. These funds are prohibited from being used for gameplay, withdrawn, or transferred. Any wagers placed using mistakenly credited funds will be voided, and any resulting winnings will be forfeited. Payday Fantasy reserves the right to recover mistakenly credited funds from your account without prior notice. This may include:

You agree to cooperate with all reasonable efforts by Payday Fantasy to recover erroneously credited amounts, including providing requested documentation or authorizations where necessary.

5.5 Bonus & Promotion Terms

Promotional bonuses are limited to one per account, household, or device unless explicitly stated otherwise. Each bonus or promotion is subject to its own terms and conditions, which will be made available at the time of the offer. These terms may include eligibility requirements, expiration dates, usage restrictions, and specific rollover or play-through obligations before withdrawal is permitted. Abuse or misuse of promotional offers may result in forfeiture of bonuses, associated winnings, and possible account suspension or termination.

6.1 Deposits & Fraud Checks

All deposits must be made in U.S. dollars using an approved payment method. Every transaction is subject to real-time fraud screening and risk assessment. In some cases, deposits may be temporarily held or reversed pending review. Suspicious or unusual account activity may result in suspension of funds and/or further identity verification requirements.

6.2 Withdrawals & Verification

Withdrawals are only available to verified users and may require additional documentation to confirm identity and prevent fraud. Withdrawal limits may apply based on payment method, user history, and compliance review. We reserve the right to delay or deny withdrawals in cases of suspected fraud, bonus abuse, Terms violations, or pending chargebacks.

6.3 Chargeback Policy

Initiating a chargeback or payment dispute without first contacting Payday support will result in immediate account suspension, investigation, and potential forfeiture of any funds in your account. Repeated or abusive chargeback behavior will result in permanent account termination. Payday reserves the right to recover these amounts using collection agencies, reporting delinquent accounts to credit bureaus, or pursuing legal remedies where necessary. Users are encouraged to resolve all disputes through our support team before contacting their payment provider.

7.1 Self-Exclusion Tools

We offer self-exclusion options that allow you to voluntarily suspend your account for a defined period or permanently. During an active exclusion period, you will not be able to access gameplay, deposit funds, or make withdrawals. Requests for reactivation must be submitted in writing and may be subject to a cooling-off period or additional review.

7.2 Deposit Limits

You may request daily, weekly, or monthly deposit limits to manage your spending and support healthy gaming habits. Requests can be made by contacting our support team. Decreases to limits take effect immediately; increases may be subject to a waiting period and confirmation. Additionally, we may impose mandatory deposit limits globally or on an individual basis based on internal risk assessments, observed user behavior, or regulatory obligations. Users are responsible for complying with any deposit caps imposed on their account.

7.3 Problem Gaming Resources

At Payday Fantasy, we are committed to protecting our users by promoting responsible gaming and ensuring everyone can play within their financial means. Our systems are designed to support healthy behavior, and we encourage all players to set personal limits and recognize when to take breaks.

If you feel you're spending too much time or money on Payday, you can request to self-limit or self-exclude. Self-limiting allows continued access to the platform within predefined spending boundaries, while self-exclusion temporarily or permanently restricts access to gameplay. All requests can be made by contacting our Responsible Gaming team at [email protected].

Third parties may also request restrictions on a user’s account due to financial or legal responsibility. To do so, documentation will be required to prove shared financial responsibility, legal dependency, or court-ordered obligations. Payday may request further identity verification to validate the relationship.

If you or someone you know is experiencing a gambling problem, help is available:

8.1 General Violations

You may not use the platform in any manner that violates applicable laws, regulations, or these Terms. This includes, but is not limited to:

Violations may result in account suspension, forfeiture of funds, or permanent ban without notice.

8.2 Insider Restrictions

Individuals with access to non-public information related to real-world sporting events or Payday operations—including athletes, agents, league officials, and employees—are strictly prohibited from participating in any public gameplay that relates to their areas of insider knowledge. This also applies to anyone with privileged access to platform code, data systems, or moderation tools.

9.1 Account Suspension and Termination

We reserve the right to suspend, restrict, or permanently terminate your account at any time, with or without notice, if we believe you have violated these Terms, engaged in fraudulent or harmful behavior, or pose a risk to the integrity or reputation of the platform. This may include reversal of transactions, forfeiture of winnings, or denial of future access.

9.2 Appeals and Reinstatement

If your account is suspended or terminated, you may contact our support team to request a review. We will consider relevant facts and supporting evidence, but reinstatement is not guaranteed and final decisions rest solely with Payday.

9.3 Survival of Obligations

The termination of your account does not affect provisions of these Terms that are intended to survive, including but not limited to ownership rights, disclaimers, indemnification, limitation of liability, and dispute resolution.

10.1 "As-Is" and "As-Available" Service

The platform and all associated content, functionality, and services are provided on an “as-is” and “as-available” basis without any warranties, express or implied. We do not guarantee uninterrupted access, real-time accuracy of data, or that the platform will be free of errors or vulnerabilities. Use of the platform is at your own risk.

10.2 Third-Party Content & Services

Our platform may include links or integrations to third-party services, content, or platforms. We do not endorse and are not responsible for the accuracy, availability, legality, or practices of any third-party sites or services. Your use of such services is subject to their own terms.

10.3 Limitation of Liability

To the fullest extent permitted by law, Payday shall not be liable for any indirect, incidental, consequential, punitive, or special damages—including but not limited to loss of profits, data, use, goodwill, or other intangible losses—arising from or related to your access to or use of the platform. This includes, without limitation, any damages resulting from: platform outages, data inaccuracies, technical failures, unauthorized access, or any content or conduct of third parties on the platform.

In no event shall our total cumulative liability for any claims related to these Terms or the platform exceed the greater of (a) one hundred dollars ($100), or (b) the total amount of entry fees you paid to us in the six (6) months immediately preceding the event that gave rise to the liability.

These limitations apply even if we were advised of the possibility of such damages, and regardless of the form of action, whether in contract, tort (including negligence), strict liability, or otherwise.

You agree to indemnify, defend, and hold harmless Payday, its parent company, affiliates, directors, officers, employees, agents, licensors, partners, and service providers from and against any and all claims, liabilities, damages, losses, investigations, judgments, awards, costs, or expenses—including reasonable attorneys’ fees—arising out of or relating to:

This indemnification obligation survives termination of your account and use of the platform.

12.1 Informal Dispute Resolution

Before initiating formal proceedings, you agree to contact us at [email protected] to attempt to resolve any issue related to these Terms, your account, or the use of the platform. We will work in good faith to resolve the dispute informally within thirty (30) days of receipt.

12.2 Binding Arbitration and Waiver of Class Actions

If we are unable to resolve the dispute informally, you and Payday agree to resolve any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform through final and binding arbitration. The arbitration shall be conducted by a single arbitrator through the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. Unless otherwise required by law, the arbitration will be held in the State of Delaware and conducted in English.

Waiver of Class Actions and Jury Trials:

You acknowledge and agree that you are waiving the right to a trial by jury or to participate as a plaintiff or class member in any purported class, consolidated, or representative proceeding. Unless both you and Payday agree otherwise in writing, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a class or representative proceeding.

The arbitrator shall have the authority to grant any relief that would be available in court under law or in equity, and their decision will be final and binding on both parties. Judgment on the arbitration award may be entered in any court having jurisdiction.

This arbitration agreement survives the termination of your relationship with Payday and your use of the platform.

12.3 Exceptions

Notwithstanding the foregoing, either party may bring an individual claim in small claims court if eligible, or seek injunctive or equitable relief in court for claims involving intellectual property rights or unauthorized access to the platform.

12.4 Governing Law

These Terms and any disputes arising out of or related to them are governed by the laws of the State of Delaware, without regard to conflict of law principles.

13.1 Data Collection

We collect personal information necessary to verify your identity, protect against fraud, and comply with legal obligations. This may include but is not limited to your name, date of birth, mailing address, email, phone number, government-issued identification, geolocation, IP address, and financial information such as credit card details or banking information.

13.2 Data Use & Sharing

We use your information to facilitate account creation, verify eligibility, enable gameplay, process payments, detect suspicious activity, and provide customer support. We may share your data with trusted third-party service providers for KYC/AML verification, fraud detection, geolocation checks, payment processing, customer service platforms, and regulatory compliance. These providers are bound by data protection obligations and are only permitted to use your data for the services they provide to us.

We may also disclose personal information where required by law or in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

In some cases, Payday may share anonymized, aggregated, or pseudonymized user data with third-party partners for commercial purposes such as analytics, advertising, or research. This data will not include personally identifiable information unless you have provided explicit consent. Where required by applicable law, we will provide a clear mechanism for users to opt-in or opt-out of such data sharing. We do not sell your personal information for profit without your affirmative consent.

13.3 Privacy Policy Reference

To understand how your personal data is collected, stored, shared, and protected in greater detail, please refer to our full Privacy Policy, which forms an integral part of these Terms.

For full details on how we collect, use, and protect your data, please review our Privacy Policy.

14.1 Force Majeure

We are not responsible for any failure or delay in performance caused by events outside our reasonable control. This includes, but is not limited to, acts of God, natural disasters, war, terrorism, labor disputes, embargoes, cyberattacks, pandemics, utility outages, infrastructure failures, or changes in laws or regulations that impact our ability to operate. These events do not excuse your obligation to pay owed amounts or comply with any restrictions imposed under these Terms.

14.2 Assignment

You may not assign, delegate, or transfer your rights or obligations under these Terms without our prior written consent. Any unauthorized assignment will be void. We may freely assign or transfer our rights and obligations without restriction or notice to you.

14.3 Entire Agreement

These Terms (including any policies or documents linked herein) constitute the entire agreement between you and Payday regarding your use of the platform. They supersede all prior or contemporaneous communications, whether oral or written, relating to the subject matter of these Terms. If any part of these Terms is held unenforceable, the remaining sections will remain in full force and effect.

14.4 Contact Information

If you have questions, concerns, or requests related to these Terms or your account, please contact us:

BetScoop Inc. dba Payday Fantasy

📧 [email protected]

📞 +1 (310) 619-5370