Last Updated: April 1, 2025
This Payment Terms and Limitations Policy outlines how deposits, withdrawals, and payment activity are handled on Payday Fantasy. By using our platform, you agree to the terms below in addition to our Terms of Service.
1. Accepted Payment Methods
We currently accept payments through the following PCI-compliant processors:
Approvely
Actum
OpenNode
Plaid
Speed1
Finix
Payment methods may include credit cards, debit cards, ACH transfers, open-banking, crypto, and other supported forms of electronic payment depending on availability in your location.
2. Deposit Terms
Minimum deposit: $5.00 (USD)
Maximum deposit: May vary based on user verification and platform-imposed limits
Deposit availability: Funds are typically available for use immediately after processing
All deposits are subject to KYC verification and geolocation checks
Deposits are final and non-refundable, except as outlined in our Refund Policy
3. Withdrawal Terms
Minimum withdrawal: $10.00 (USD)
Withdrawals are only permitted after successful identity verification
Processing times: 2–3 business days depending on payment method
Users may be required to submit additional documentation prior to withdrawal, especially if flagged for fraud or chargeback review
We reserve the right to delay or deny withdrawals if terms are violated or fraud is suspected
4. Payment Limitations
To promote responsible use and reduce fraud risk, Payday Fantasy may impose the following limitations:
Deposit and withdrawal frequency caps
Daily, weekly, or monthly spending limits
Temporary or permanent funding restrictions due to suspicious behavior or pending compliance review
Ineligibility for payment features if you reside in a restricted jurisdiction or do not meet age and KYC requirements
5. Currency and Fees
All monetary values are in U.S. Dollars (USD)
Payday Fantasy does not charge additional platform fees for deposits or withdrawals, but your bank or card issuer may impose fees
Refunds, reversals, or rejected transactions may result in delays or account holds
6. Prohibited Use of Funds
Users may not:
Use Payday Fantasy to launder funds or engage in unauthorized commercial activity
Attempt to withdraw bonus funds or incentives before meeting eligibility conditions
Use third-party accounts or payment methods without authorization
Violations may result in account suspension, reversal of transactions, or permanent ban from the platform.
7. Fraud Prevention and Holds
We actively monitor all financial activity for suspicious patterns. Payday Fantasy reserves the right to:
Place temporary holds on accounts with unusual or flagged activity
Reverse or block transactions suspected to be fraudulent
Restrict access to winnings or wallet funds until investigations are complete
We will notify you if any action is taken against your account.
8. Policy Updates
This policy may be updated as payment systems, compliance rules, or platform features change. All updates will be posted in our Help Center with the new effective date.