🎯 What is Payday Survivor?
A multi-round elimination contest built on player prop picks (more/less on individual player projections).
Every entry is a single continuous entry from Round 1 all the way to the final round — one entry fee covers the whole run.
Submit picks before each round locks, get them right, and advance. One wrong required pick and you're out.
The last entry standing wins the prize pool. If max rounds are reached or everyone is eliminated in the same round, the pool is split equally among survivors.
📋 Player & Pick Rules
No player repeats — you can't pick the same player twice across rounds within a single entry. Once used, they're locked out for your entire entry.
Edge case — if your eligible player pool is fully exhausted, Payday's system automatically permits player re-selection for everyone who hits this scenario.
Teams may repeat across rounds — only individual players are restricted.
Projections may move before the round lock. You pick at the projection available at the moment of submission.
Once a round locks, picks cannot be edited.
Subs are submitted at the same time as starters — subs cannot be added after submission.
Your picks are visible to all other users once the round is locked, including your subs.
💰 Prize Pool & Entry Fees
Every contest has a guaranteed prize pool that is fixed and disclosed before entries open.
The guaranteed prize pool is never reduced after entries open.
Payday may, at its discretion, boost the prize pool above the guaranteed minimum. Any boost is funded by Payday
👉 When a Payday Boost is applied, you'll see: $X Guaranteed + $Y Payday Boost = $Z Total Prize Pool
A platform fee of 0%–10% applies depending on the contest. You'll always see the full breakdown — entry fee, platform fee, and total — before you confirm.
If a contest is cancelled for any reason, your entry fee and platform fee are both refunded in full.
🏁 Round 1
📋 What you submit:
2 starters + 2 subs = 4 total picks
All 4 picks must be from 4 different teams
✅ To advance:
At least 1 of your 2 starter picks must grade as a WIN
A push/tie counts as a loss
❌ Voided entry:
If your lineup can't produce 2 active graded picks (e.g. all picks are voided by DNPs or Injury Voids), your entry is voided and your entry fee is refunded in full
🔄 Round 2 and Beyond
📋 What you submit:
1 starter + 2 subs = 3 total picks
✅ To advance:
Your 1 starter pick must grade as a WIN
A push counts as a loss
❌ To be eliminated:
Your starter pick grades as a loss
OR total lineup failure occurs (all starters and subs voided)
🔁 How Substitutes (SUBS) Work
Subs are your safety net. They activate automatically when your starter(s) is voided.
A void happens when:
Player is ruled DNP (Did Not Play)
Player's prop market is removed or settled as void
Game is postponed, suspended, or cancelled
Player qualifies for Payday Injury Voided Policy
Sub activation order:
Subs are pre-ranked by you at submission — Sub 1 activates first, Sub 2 activates second
There's no fixed pairing between a specific starter and a specific sub — subs replace voided starters in order
Round 1 example:
Starter 1 DNP → Sub 1 activates. Starter 2 DNP → Sub 2 activates. Your lineup grades on Sub 1 and Sub 2.
⚠️ In Round 1 only, Payday rechecks the team diversity rule after any sub activation.
Round 2+ example:
Starter DNP → Sub 1 activates. Sub 1 also voided → Sub 2 activates. Your lineup grades on Sub 2.
Total lineup failure:
Round 1 — all starters AND subs voided → entry voided, fee refunded
Round 2+ — all starters AND subs voided → eliminated, no refund
✅ Advancement & Elimination Summary
Status | What it means |
✅ Advance | All required starter picks grade as wins → move to next round |
❌ Eliminated | Any required pick grades as a loss, OR total lineup failure |
🔄 Voided (R1 only) | Can't produce 2 graded picks → entry voided, fee refunded |
➡️ Push | Counts as a loss for advancement purposes |
🏁 How a Contest Ends
A Survivor contest ends when one of the following happens:
One entry remains → that entry wins the full prize pool
Max rounds reached → all surviving entries split the pool equally
All entries eliminated in the same round → all split the pool equally
👥 Multiple Entries
Payday Survivor supports multiple entries per user per contest.
The cap is enforced at the system level and shown at contest creation.
📊 Pick Grading
Result | What it means |
✅ Win | Your more/less prediction is correct |
❌ Loss | Your prediction is incorrect |
➡️ Push | Result lands exactly on the projection — counts as a loss in Survivor |
🔄 Void | DNP, market removed, or game cancelled, injury protection policy — sub activation logic applies |
All picks are graded using official league data.
If results are delayed, grading waits until the official result is confirmed.
🔔 Notifications
Stay on top of every round with Payday push notifications. Manage each notification type individually in your account settings.
🟢 Round open — new round is open for pick submission
⏰ Pick reminder — reminder before the round lock time
🚨 Final countdown — 30 minutes before the round closes
🎉 Round survived — you've advanced to the next round
🏆 Contest won — your entry wins and prize is awarded
💸 Refunded — your entry is voided and fee returned
⚡ Quick Reference
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Round 1 picks | 2 starters + 2 subs (4 total) · All from different teams |
Round 2+ picks | 1 starter + 2 subs (3 total) · No team restriction |
To advance R1 | At least 1 starter must WIN · Push = loss |
To advance R2+ | Starter must WIN · Push = loss |
Player reuse | Same player cannot be used twice across rounds |
Subs | Activate automatically on a void · Sub 1 first, Sub 2 second |
Total void R1 | All picks voided → entry voided, fee refunded |
Total void R2+ | All picks voided → eliminated, no refund |
Entry cap | Listed on each contest detail page |
Prize pool | Fixed before entries open · Never reduced · May be Payday Boosted |
Cancellation | Full refund of entry fee + platform fee |
⚠️ Important Notes
Payday Survivor is available only in states where it is lawful to offer as a real-money game of skill. Location verification is required before entering any paid contest.
You must submit your picks before the round lock time — late submissions are not accepted.
Once a round locks, picks cannot be changed.
Payday reserves the right to cancel a a contest at any time before it begins.
In extreme edge cases, Payday may void an individual entry, a game, or an entire round at its sole discretion.This may occur when a game postponement or cancellation blocks the contest from proceeding to the next round, or when a scenario causes all available games in a round to be voided.
In the event of a full round void, Payday will make a fair determination — all entries will advance to the next round regardless of their pick results for that round.
These actions are taken to protect the integrity of the contest and ensure a fair experience for all participants.
🏟️ Hosted Contests
Some Survivor contests are co-hosted with community organizers or content creators.
All hosted contests are operated exclusively by Payday
💡 Pro Tips
Plan your player pool early — once you use a player they're gone for your whole entry. Save your best options for later rounds.
Rank your subs strategically — Sub 1 activates first, so put your most reliable backup at the top.
Turn on notifications — Survivor lives and dies on whether you submit before the lock. Set reminders so you never ghost a round.